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NyS>fpsdp„ ^fsuL„$`_¡ `p„Q qv$hk husu Nep `R>u lÆe fplsL$pdp¡ Qpgu füp„ R>¡ A_¡ s„Ó A¡V$gy„ s¥epfu rh_p_y„ lsy„ L¡$ buÅ `„v$f qv$hk¡ `Z s¡_p¡ `pf Aphhp_p¡ _\u. A¡L$ hpf Ap [õ\rs \pm¡ `X¡ `R>u dlÒh_y„ L$pd fpÄe_¡ b¡Wy„$ L$fhp_y„ R>¡. s¡dp„ `Z NyS>fps kfL$pf i„y DL$pmhp_u R>¡ s¡ Mbf _\u, `Z ìe[¼sNs ^p¡fZ¡ `Z kp¥A¡ b¡W$p„ \hp_y„ R>¡. s¡dp„ hudp_p v$php_u hk|gu A¡L$ dlÒh_p¡ cpN R>¡.

cpfsue Æh_ hudp r_Nd¡ Ål¡fps L$fu S> R>¡ L¡$ NyS>fps_u Ap`qÑ_¡ Ýep_dp„ fpMu_¡ fpÄedp„\u S>¡ v$php L$fhpdp„ Aphi¡ s¡dp„ QL$pkZu_u `mp¡S>Zdp„ `X$ép rh_p v$php dpÞe L$fu v¡$hpi¡. L$p¡C `Z kÑphpmp_y„ kqV®$qaL¡$V$ Qpgi¡. hudp A¡S>ÞV$_y„ kqV®$qaL¡$V$ `Z dpÞe fMpi¡.

Å¡L¡$ A¡hp„ L¡$V$gp„e Ly$Vy„$bp¡ R>¡ S>¡ ApM¡ApMp„ Msd \C Nep„ R>¡. s¡dp„ `p¡qgku lp¡ëX$f A_¡ s¡d_p A¡S>ÞV$ `Z L$v$pQ cp¡N bÞep lp¡e A¡hy„ b_¡. s¡ k„Å¡Np¡dp„ `pR>m bQ¡gp„ Ly$Vy„$buS>_p¡ dpV¡$ L$v$pQ hudp_y„ hmsf d¡mhhpdp„ sL$gua Ecu \C iL¡$ R>¡.

Ad¡ Al] hudp_p v$php_¡ gNsu D`ep¡Nu dprlsu Ap`u füp R>uA¡. Ap`_p Ýep_dp„ `Z L$p¡C A¡hu bpbs Aph¡ S>¡ `p¡qgku lp¡ëX$f_¡ Ap k„Å¡Np¡dp„ D`ep¡Nu lp¡e sp¡ Adpfy„ Ýep_ v$p¡fip¡.

L$d_kub¡ hudp_u bpbsdp„ Ap`Z¡ Å¡CA¡ s¡V$gp kphQ¡s _\u lp¡sp. NyS>fpsdp„ L¡$V$gpA¡ ^fsuL„$` kpd¡ _yL$kp__p¡ hudp¡ Dsfpìep¡ li¡? blz Ap¡R>p¡ gp¡L$p¡A¡. Of_p¡ hudp¡ `Z L¡$V$gp gp¡L$p¡A¡ Dsfpìep¡ li¡ s¡ i„L$p_¡ õ\p_ R>¡. S>¡dZ¡ gp¡_ gu^¡gu li¡ s¡d_p dpV¡$ gp¡_ Ap`_pf L„$`_uAp¡A¡ Ås¡ S> hudp¡ gu^p¡ li¡. vy$L$p_p¡, ip¡ê$d, L$pfMp_p dpV¡$ kpdpÞe fus¡ hudp¡ Dsfphpsp¡ lp¡e R>¡, `Z fl¡W$pZ_p¡ hudp¡ Dsfphhp_u â\p lÆ A¡V$gu âQrgs _\u.

Apr\®L$ bpbsp¡dp„ h¡`pfu h©rÑ ^fphsp NyS>fpsdp„ kp¥\u h^y hudp Dsfphpe R>¡. `Z dL$p_p¡_p hudp_u k„¿ep L¡$V$gu li¡ s¡_p Ap„L$X$p D`gå^ _\u. `f„sy S>¡dZ¡ hudp¡ g¡hp_u `fhp L$fu lp¡e s¡dZ¡ lh¡ iy„ L$fhp_y„ fl¡i¡?

^fsuL„$` S>¡hu Ap`rÑdp„ Bdpfsp¡ s|V$u `X¡$ Ðepf¡ s¡_u kp\¡ s¡dp„ hudp_p„ L$pNrmep„ ip¡^hp_y„ L$pd i¼e fl¡sy„ _\u. s¡_p L$pfZ¡ `p¡sp_u `p¡qgku rhi¡_u dprlsu L„$`_udp„\u S> d¡mhhp_u fl¡ R>¡. hudp L„$`_uAp¡A¡ lpgdp„ ìep`L$ âdpZ¡ L$çàeyV$fpBT¡i_ L$e¯y R>¡ s¡_p L$pfZ¡ Aphu dprlsu lh¡ TX$`\u d¡mhu iL$hp_y„ i¼e R>¡. Å¡L¡$ S>¡ il¡fp¡dp„ hudp L„$`_uAp¡_u Bdpfsp¡_¡ S> _yL$kp_ \ey„ li¡ A_¡ Ðep„_p¡ f¡L$X®$ `Z Msd \ep¡ li¡ s¡ k„Å¡Np¡dp„ iy„ \i¡ s¡ A¡ lÆ õ`ô$ _\u.

bQu Ne¡gu ìe[¼sAp¡ `p¡sp_u Ap¡mM A_¡ df_pf kp\¡ k„b„^ kprbs L$fu iL$i¡ sp¡ s¡_p\u L$pd Apkp_ \C S>i¡.

L„$`_udp„\u `p¡qgku rhi¡_u dprlsu _ dm¡ sp¡ A¡L$ hMs BÞV$f_¡V$_p¡ Apifp¡ g¡hp S>¡hp¡ R>¡. `p¡qgku lp¡ëX$f¡ L$p¡C B-d¡gdp„ L$v$pQ `p¡qgku _„bf_p¡ Dëg¡M L$ep£ `Z lp¡e. epv$ L$fp¡ A_¡ epv$ Aph¡ sp¡ ip¡^u L$pY$hp_u L$p¡rii L$fp¡.

Ly$Vy„$bdp„\u bQu Ne¡gu ìe[¼s ApOps_¡ L$pfZ¡ S>gv$u Aphu bpbsp¡ epv$ L$fu iL$su _\u. `Z \p¡X$u ^ufS> fpMu `p¡qgku_¡ gNsu rhNsp¡ epv$ L$fhp_u L$p¡rii L$fhp\u apev$p¡ \pe `Z Mfp¡.

NyS>fps_p L¡$kdp„ A¡gApBkuA¡ v$php_p r_L$pg_y„ L$pd kl¡gy„ b_pìey„ R>¡. d©Ðey dpV¡$_y„ âdpZ`Ó L$p¡`p£f¡i_ `pk¡\u d¡mhu_¡ Ap`hy„ S>ê$fu lp¡e R>¡, `Z NyS>fpsdp„ AÐepf¡ L$p¡C `Z kÑphpmp_y„ L¡$ dpÓ A¡S>ÞV$_y„ âdpZ`Ó `Z Qpgi¡.

Ap\u `l¡gy„ L$pd A¡S>ÞV$_¡ ip¡^u_¡ s¡d_p¡ k„`L®$ kp^hp_y„ R>¡. s¡d_u `pk¡\u âdpZ`Ó gC_¡ A¡gApBkudp„ v$php¡ _p¢^phu v¡$hp_p¡ fl¡i¡. buSy>„, v¡$i_u Qpf¡e dy¿e hudp L„$`_uAp¡A¡ S>_fg BÞõeyfÞk A¡kp¡rke¡i__u fQ_p L$fu R>¡. s¡_p Üpfp ^fsuL„$`_¡ gNsp v$phpAp¡_p¡ TX$`\u r_L$pg gphhpdp„ Aphi¡. Ap D`fp„s L„$`_uAp¡_p Ar^L$pfuAp¡ AkfN°õs rhõspfp¡dp„ `Z afi¡ S>¡\u Ap L$pe®dp„ Ap¡f s¡Æ Aphu iL¡$.

hphpTp¡Xy„$, `|f, ^fsuL„$`, sp¡ap_p¡, Ópkhpv$u L©$Ðe, N¡k_p¡ bpV$gp¡ apV$hp¡ hN¡f¡ bpbsp¡ Ly$v$fsu Apasp¡ dpV¡$_u hudp `p¡qgku l¡W$m Aphfu g¡hpe R>¡. Ap `p¡qgku l¡W$m Bdpfs_¡ \e¡gp _yL$kp__y„ hmsf dm¡ R>¡, `Z X$p¡¼eyd¡ÞV$, bp¡ÞX$, i¡f, L$udsu `Õ\fp¡, v$fv$pNu_p¡, fp¡L$X$ L¡$ buÆ L$u$dsu hõsy_¡ \e¡gu _yL$kp_u_y„ hmsf dmsy„ _\u.

dL$p_ Nydph_pf `Z bQu Ne¡gp gp¡L$p¡_¡ s¡d_u `p¡qgkuAp¡_u _L$g L$p¡C au gu^p rh_p Ap`hpdp„ Aphi¡. AkfN°õsp¡ `p¡sp_u `p¡qgku qfÞey L$fhpdp„ rhg„b L$fi¡ sp¡ s¡d_u `pk¡\u qfÞeyg_u au dpÓ AX$^u S> g¡hpdp„ Aphi¡. âurded cfhpdp„ b^p dpV¡$ ÓZ drl_p_u fpls A`pC R>¡.

Adv$phpv$ A_¡ fpS>L$p¡V$dp„ hudp L„$`_uAp¡ Ap dpV¡$ õ`¡rieg k¡g `Z Mp¡gi¡. AÐepf ky^udp„ 3,000\u h^y v$php _p¢^pC Nep R>¡. A¡hu ^pfZp R>¡ L¡$ hudp L„$`_uAp¡ gNcN 10 AbS> ê$r`ep_y„ hmsf Q|L$hi¡.

buSy>„, `k®_g A¡[¼kX¡$ÞV$ L¡$ ApN kpd¡ fnZ dpV¡$_p¡ hudp¡ Dsfph_pf ìe[¼s L¡$ s¡d_p _p¡rd_u `Z ^fsuL„$`_p k„v$c®dp„ v$php¡ L$fu iL$i¡. ^fsuL„$`\u ìe[¼s AL$õdps \ep¡ lsp¡ s¡hp¡ v$php¡ L$fu iL$i¡. s¡ dpV¡$ A¡L$ V$p¡L$_ âurded cfhp_y„ fl¡i¡.

hudp¡ _ Dsfpìep¡ lp¡e sp¡ s¡_¡ L$p¡C gpc dm¡ Mfp¡? _p cC, cpfsdp„ A¡hu kd©rÙ _\u L¡$ hudp L„$`_uAp¡ A¡hy„ L$p¡C fplsc„X$p¡m ^fphsu _\u. kgplce¯y A¡ R>¡ L¡$ l„d¡ip„ ìe[¼s AL$õdps D`fp„s Of, dpgrdgL$s_¡ _yL$kp_ dpV¡$_p hudp Dsfphu g¡hp. Q¡ssp¡ _f kv$p kyMu A¡hu L$l¡hs A¡V$g¡ S> `X$u R>¡.

hudp rhi¡ dprlsu dpV¡$ Al] L¡$V$guL$ D`ep¡Nu rgÞL$ Ap`u R>¡.
The Rediff Guide to Home Insurance
Life Insurance Corporation
United India Insurance
New India Assurance
National Insurance
Oriental Insurance
General Insurance Corporation (Reinsurer)
Is the insurance amount received taxable as capital gains?
Bimaguru.com: Web site about insurance industry in India
Gateway2insurance.com: Online directory on Indian insurance
Bimaonline.com: Insurance on the Net

ANpD_p Al¡hpgp¡

Ap g¡M Ap`_¡ L¡$hp¡ gpÁep¡?